Independent Mortgage Broker in Portsmouth: Tailored Solutions for Limited Company Directors and CIS Workers
Independent Mortgage Broker in Portsmouth: Tailored Solutions for Limited Company Directors and CIS Workers
Blog Article
If you're a limited company director or a contractor working under the Construction Industry Scheme (CIS), securing the right mortgage can be a challenge. Traditional lenders often don’t understand the nuances of self-employment or non-traditional income sources. That’s where an independent mortgage broker, like those at The Mortgage Pod, can help you navigate these complexities.
Unlike high-street banks that offer limited options, an independent mortgage adviser has access to a broad range of lenders and mortgage products. This allows them to find the best deals suited to your specific financial situation, whether you're looking for a mortgage for a new home, buy-to-let properties, or remortgaging.
For limited company directors, income often comes in the form of dividends and salary, making it harder for mainstream lenders to assess affordability. However, an independent mortgage broker understands how to present your income in a way that makes it appealing to lenders. Similarly, CIS workers—often paid on a contract basis—can also face difficulties, but an experienced broker knows how to structure your application for success.
Based in Portsmouth, The Mortgage Pod specializes in helping clients secure mortgages in situations where traditional routes may not be suitable. Whether you're a limited company director or working under CIS, their bespoke services ensure you receive personalized, effective mortgage solutions. Don’t independent mortgage adviser let your employment situation hold you back—contact an independent mortgage broker today to explore your options.